Articles

This advice is general and does not take into account your objectives, financial situation or needs. You should consider whether the advice is suitable for you and your personal circumstances.

Why every woman in their 40’s needs a financial planner.
Patricia Garcia Patricia Garcia

Why every woman in their 40’s needs a financial planner.

A successful female in her 40s, just like anyone else, will benefit from the services of a financial planner. As individuals progress in their careers and accumulate wealth, their financial situations often become more complex. A financial planner can help navigate intricate financial landscapes, including multiple income streams, investments, and tax considerations.

Read More
A year in review: Assessing your financial habits and crafting a plan for 2024. 
Patricia Garcia Patricia Garcia

A year in review: Assessing your financial habits and crafting a plan for 2024. 

As the year draws to a close, it's the perfect time to reflect on our financial habits, taking stock of what worked, what didn't, and how we can craft a strategic plan for the future. This blog explores the importance of self-assessment in personal finance and outlines steps to initiate positive change in the coming year, with a special focus on the invaluable role a financial planner can play in this transformative journey.

Read More
Budgeting Tips for Busy Women
Patricia Garcia Patricia Garcia

Budgeting Tips for Busy Women

In the hustle and bustle of juggling career demands, family responsibilities, and personal pursuits, it's easy for financial priorities to take a back seat. However, effective budgeting is a powerful tool that can empower busy women to achieve financial stability without adding unnecessary stress to their lives. Here are some practical budgeting tips tailored for the modern, multitasking woman.

Read More
The catalysts that drive pre-retirees to seek financial planning advice 
Patricia Garcia Patricia Garcia

The catalysts that drive pre-retirees to seek financial planning advice 

Entering the pre-retirement phase can be both exciting and daunting. It's a time when you start contemplating the financial aspects of your future, and various triggers can ignite the motivation to seek the guidance of a financial planner. In this blog, we'll explore some of these triggers and how they can set you on the path to a more secure and prosperous retirement. 

Read More
World Financial Planning Day 2023!
Patricia Garcia Patricia Garcia

World Financial Planning Day 2023!

Today is World Financial Planning Day, 2023!

Each year, the Financial Advice Association of Australia and it’s members celebrate Financial Planning Week (2-8 October, 2023) to raise awareness about the benefits of financial planning amongst Australian consumers.

Read More
Real Estate Tips for Downsizing.
Patricia Garcia Patricia Garcia

Real Estate Tips for Downsizing.

Financial Adviser Patricia Garcia is joined by Licensed Real Estate Agent Henry Wong, RE/MAX Revolution, The Henry Wong Team.

Together they discuss downsizing the family home and how working with professionals well in advance of making this decision provides the best outcomes, along with…

Read More
Navigating Divorce: Essential first steps with a Solicitor and Financial Planner.
Patricia Garcia Patricia Garcia

Navigating Divorce: Essential first steps with a Solicitor and Financial Planner.

Join Patricia and our guest, Georgina Peereboom in this vlog where they go through some of the essential first steps for those considering or entering a divorce or separation. In what can be quite an emotional and challenging time, it can be useful for some direction from professionals, particularly when it comes to the legalities and financial planning for your future.

Read More
Downsizing in your Retirement.
Patricia Garcia Patricia Garcia

Downsizing in your Retirement.

Join Patricia and our guest, Jade Fitzgerald from Ideal Buyers Agency for a vlog where we chat all things Downsizing, Real Estate and how the use of a buyers advocate and financial planner can support you with this milestone.

Read More
How a financial planner can support you with Tax Financial Advice.
Two Girls and a Laptop Two Girls and a Laptop

How a financial planner can support you with Tax Financial Advice.

With 30 June just around the corner, we thought a great time to revisit how a Financial Planner can help with supporting you with Tax Financial Advice in line with your unique circumstances and strategy.

As Patricia advises in this short vlog, we don't act as a tax agent, but we work really closely with you & your accountant to make sure your affairs are as tax effective as possible.

Read More
10 reasons you need a financial plan when you turn 50.
Patricia Garcia Patricia Garcia

10 reasons you need a financial plan when you turn 50.

Reaching your 50’s is a significant milestone—a time when you reflect on your achievements, cherish life's experiences, and look forward to the next chapter. It's also an opportune moment to assess your financial situation and plan for a secure future. In this blog post, we will explore some common financial planning pain points faced by individuals in their 50’s and offer insights on how to overcome them.

Read More
What does retiring comfortably mean to you?
Patricia Garcia Patricia Garcia

What does retiring comfortably mean to you?

Retiring comfortably means different things to different people. For some, it means having enough money to travel the world, dining out regularly and enjoying all that life has to offer. For others, it may mean having a comfortable home, access to healthcare, and enough money to live without financial worry. Regardless of what it means to you, retiring comfortably requires planning and foresight.

Read More
How to chose a financial planner that’s right for you.
Patricia Garcia Patricia Garcia

How to chose a financial planner that’s right for you.

Choosing a financial planner is an important decision that can have a significant impact on your financial future. A good financial planner can help you make informed decisions about investing, saving for retirement, managing debt, and more. However, with so many financial planners out there, how do you choose the right one? Here are some key factors to consider when selecting a financial planner:

Read More
‘7 reasons’ why people may fear retirement.
Patricia Garcia Patricia Garcia

‘7 reasons’ why people may fear retirement.

Retirement is a time when you should be able to enjoy the fruits of your labor and live life on your own terms. However, for many people, retirement can also be a time of uncertainty and fear. Here are seven of the top fears that people have about retirement…

Read More
What to consider financially if your personal circumstances change.
Patricia Garcia Patricia Garcia

What to consider financially if your personal circumstances change.

Life is full of surprises, both good and bad. Whether you receive an unexpected windfall, get a new job with a higher salary, or experience a change in your personal circumstances such as a divorce, it's important to consider how these changes will impact your finances. Here are some important considerations to keep in mind…

Read More