Small Business Owners

Financial Planning for Small Business Owners

At Your Vision Financial Solutions, we understand that small business owners face unique financial challenges and opportunities. Our tailored financial planning services are designed to help you secure your financial future beyond your business. We collaborate with your accountant and other professionals to implement the right mix of strategies, fast-tracking your journey to financial freedom and helping you achieve the work-life balance you aspire to. 

Your Financial Challenges Addressed

Planning for the Future: We help you balance your business and personal finances, ensuring your success and happiness. Whether you want to grow, exit, or protect your business, we offer expert advice and solutions to optimise your cash flow, minimise your tax, and plan for your retirement.  

Managing Personal Expenses and Business Drawings: Keeping track of your personal expenses and drawings from your business is vital for your financial wellbeing. We use an online tool to help you automate the tracking of your personal income and expenses and work with your accountant to determine the optimal amount of drawings from your business, ensuring you meet your personal financial goals while maintaining your business cash flow.  

Balancing Business and Personal Finances: Managing both business and personal finances can be complex. We provide expert strategies to help you balance these aspects, ensuring your overall financial health and work-life balance. 

Tax Efficiency for Business Owners: Navigating the tax landscape can be challenging. We provide tax-efficient strategies to minimise your liabilities and maximise your business's profitability and personal wealth. 

Retirement Planning: Ensuring you have a solid retirement plan is essential. We help you integrate your business exit strategy with your personal retirement goals, ensuring financial security for the future. 

Risk Management and Insurance: Protecting your business and personal assets is vital. We offer comprehensive key man business insurance as well as personal insurance planning for your family to safeguard against unforeseen events. 

Grow your business and secure your financial future with our Award-wining Financial Advisor Patricia Garcia. Book a no-obligation discovery meeting today to discuss your financial goals and how we can help you achieve them.