Articles
This advice is general and does not take into account your objectives, financial situation or needs. You should consider whether the advice is suitable for you and your personal circumstances.
Market Volatility – what just happened?
In late July and early August 2024, global markets faced significant turbulence due to factors like the US Federal Reserve’s rate decisions, weak labor market data, and geopolitical tensions. What does this mean for your investments? Get expert insights from Patricia Garcia, Director and Financial Adviser at Your Vision Financial Solutions. Watch latest vlog here.
Maximising Your Wealth: Expert Tips for High-Income Earners to Manage and Reduce Debt
As a high-income earner, you may find yourself facing the challenge of managing debt while balancing other financial priorities. While your income provides a solid foundation for wealth accumulation, taking proactive steps to manage and reduce debt can help maximise your financial potential. Join us to learn how to take control of your finances and achieve financial stability.
Key Changes for the 2024/2025 Financial Year
Since July 1, significant financial updates are in effect that could benefit your wallet. From tax cuts to increased superannuation contributions, these changes impact everyone. Click here to find out how you can take advantage of these updates and boost your finances!
8 Financial Empowerment Tips for Women
Exciting news! Patricia has been featured in Woman's Day magazine, sharing her top 8 Financial Empowerment Tips for Women. 🌟 Discover her expert insights on achieving financial success, overcoming challenges, and making informed decisions to secure your future.
Understanding Financial Abuse
In this feature of Woman's Day magazine, Patricia talks about understanding financial abuse and how to protect yourself. Financial abuse can be subtle yet damaging, leaving victims feeling isolated and dependent. Patricia shares 7 vital tips to help prevent financial abuse and ensure financial independence. Don’t let finances be used against you—learn how to safeguard yourself and others.
Money Matters
In this feature of Woman's Day magazine, Patricia talks about essential money matters. She shares valuable tips on super consolidation, will updates, mortgage check-ups, energy use comparison, insurance reviews, and retirement planning. Read on for her expert insights to boost your family's financial fitness.
Federal Budget Summary 2024-25
On Tuesday evening, the treasurer Jim Chalmers handed down his third Labor budget.
A Budget surplus of $9.3 billion is forecasted for 2023-24 which will be short-lived with an underlying cash deficit of $28.3 billion is expected in 2024-25 (and a $42.8 billion deficit for 2025-26). The Budget noted a weak and uncertain global economy where growth is forecast to remain subdued over the next few years.
Level Up Your Finances: How to Make the Most of Your Big Promotion or Pay Rise!
Unlock the full potential of your pay rise! Discover smart strategies to transform your increased income into lasting wealth. Read on to learn how to maximise your financial growth and secure your future.
We asked women business leaders what Count Her In means to them
It’s International Women’s Day and this year’s theme is Count Her In: Kochies Business Builders asked female founders, women in business and business leaders what the theme means for them. Read below what Patricia said.
Stage 3 Tax Cut from July 2024
The government has recently made some adjustments to the tax cuts set to kick in from July 1 this year. Here's a simple breakdown of what's changing and how you might take advantage of these changes to boost your savings.
Finance tips for female business leaders in 2024.
While the current financial landscape is rife with challenges, it is also brimming with opportunities for those equipped with the right business acumen and financial foresight. If you’re a female business leader looking to get ahead in 2024, read on for some gleaming insights to steer your professional and personal finances towards success and stability in the coming year.
Empowering Women: Navigating the complex relationship with finances.
In this blog, we explore the multifaceted aspects of women's relationship with finances and celebrate the strides made in achieving financial independence.
Why every woman in their 40’s needs a financial planner.
A successful female in her 40s, just like anyone else, will benefit from the services of a financial planner. As individuals progress in their careers and accumulate wealth, their financial situations often become more complex. A financial planner can help navigate intricate financial landscapes, including multiple income streams, investments, and tax considerations.
A year in review: Assessing your financial habits and crafting a plan for 2024.
As the year draws to a close, it's the perfect time to reflect on our financial habits, taking stock of what worked, what didn't, and how we can craft a strategic plan for the future. This blog explores the importance of self-assessment in personal finance and outlines steps to initiate positive change in the coming year, with a special focus on the invaluable role a financial planner can play in this transformative journey.
Budgeting Tips for Busy Women
In the hustle and bustle of juggling career demands, family responsibilities, and personal pursuits, it's easy for financial priorities to take a back seat. However, effective budgeting is a powerful tool that can empower busy women to achieve financial stability without adding unnecessary stress to their lives. Here are some practical budgeting tips tailored for the modern, multitasking woman.
Navigating the Financial Challenges of Your 40’s: Balancing Goals and Caregiving Responsibilities
Balancing financial goals with caregiving responsibilities for both children and aging parents can be an exceptionally complex challenge for women in their 40’s, and it's an area where a skilled financial planner can make a significant difference.
Why you need legal and financial advice when buying or selling property.
Watch our latest VLOG where Financial Adviser, Patricia Garcia is joined by Principal Director and Solicitor Alex Holland, Kelly Lawyers, Ascot, Qld.
Together they discuss why you need to engage with a solicitor and financial adviser when buying or selling property.
The catalysts that drive pre-retirees to seek financial planning advice
Entering the pre-retirement phase can be both exciting and daunting. It's a time when you start contemplating the financial aspects of your future, and various triggers can ignite the motivation to seek the guidance of a financial planner. In this blog, we'll explore some of these triggers and how they can set you on the path to a more secure and prosperous retirement.
World Financial Planning Day 2023!
Today is World Financial Planning Day, 2023!
Each year, the Financial Advice Association of Australia and it’s members celebrate Financial Planning Week (2-8 October, 2023) to raise awareness about the benefits of financial planning amongst Australian consumers.
Real Estate Tips for Downsizing.
Financial Adviser Patricia Garcia is joined by Licensed Real Estate Agent Henry Wong, RE/MAX Revolution, The Henry Wong Team.
Together they discuss downsizing the family home and how working with professionals well in advance of making this decision provides the best outcomes, along with…